Whether you’re buying your first home, growing your property portfolio, or protecting your family and business, Central Mortgage & Insurance (CMI) provides expert guidance across all your financial needs. From mortgage pre-approval and KiwiSaver strategies to comprehensive personal and business insurance, we create tailored solutions that secure your present and protect your future. Let us simplify the complex and give you confidence in every financial decision.
Transform your property dreams into reality with expert mortgage advice and KiwiSaver guidance. Whether you’re buying your first home, upgrading, or building an investment portfolio, Central Mortgage & Insurance makes it simple.
We’ll help you understand exactly how much you can borrow and create a clear path to homeownership. From tidying up your finances to maximising your KiwiSaver, we guide you through every step.
When your fixed rate ends or life changes, we’ll help you secure better rates and restructure for greater flexibility and savings.
Use your existing equity to fund rental properties or that dream bach. We’ll structure loans that align with your investment strategy.
Life is full of uncertainties, but the right insurance can provide stability and peace of mind for you and your family. At Central Mortgage & Insurance, we help you choose the cover that fits your needs, ensuring you’re prepared for whatever life may bring.
Helps cover costs from specialist appointments to major surgery, reducing wait times and ensuring you get the care you need quickly.
Offers a lump sum if you or your child suffers a serious illness or injury, giving you space to focus on recovery without financial stress.
Pays a lump sum if you’re unable to work again due to serious illness or injury, helping with living costs, care, and future stability.
Provides a lump sum if you pass away or are diagnosed with a terminal illness, ensuring your family has the support they need when it matters most.
Provides regular payments if illness or injury prevents you from working, helping you keep up with bills, rent, or your mortgage.
Get a personalised insurance review to ensure you have the right coverage for your situation.
Every business faces risks, but the right protection ensures you can keep moving forward with confidence. At Central Mortgage & Insurance, we help safeguard your people, assets, and future, so your business stays resilient through unexpected challenges.
Provides monthly income if a key person can’t work due to illness or injury, helping maintain stability and cover costs during recovery.
Pays a lump sum in the event of death or terminal illness, which can be used for buy-sell agreements, debt repayment, or replacing key staff.
Offers a lump sum if the insured is diagnosed with a serious illness, helping reduce financial strain and supporting business continuity.
Designed for businesses under four years old, this cover provides monthly payments if a key person can’t work, supporting growth through setbacks.
Provides a lump sum if permanent disability prevents the insured from returning to work, helping cover debt, buyouts, or replacement staff.
We review your ACC cover to ensure you’re protected for both accidents and illness, often with levy savings that can fund broader insurance.
Make the most of your KiwiSaver. We’ll show you how to access funds for purchasing your first home or retirement. We can also review your current contribution level and fund selection to maximise profits for your retirement.
Book your free consultation today and discover your options.
